LOAN RATES
Consumer Loans
(Rates may vary based on individual credit score.)
| Loan Type | Fixed Rate / Fixed Payment | Variable Rate |
| Credit Cards - LIMITS | Introductory period is 6 months | |
| Classic ($1,500-$2,499) | 12.9% (INTRO 7.9% ) | No Annual Fee |
| Gold Card($2,500-$7,499) | 11.9% (INTRO 5.9%) | No Annual Fee |
| Platinum Card ($7,500-$50,000) | 9.9% (INTRO 5.9%) | No Annual Fee |
| Secured (NO LIMIT) | 10.0% | No Annual Fee |
| Regular Shared Secure | 4% Over Share Rate | N/A |
| CD Secure | 2% Over CD Rate | N/A |
| Personal Line of Credit | N/A | Prime + Index |
Consolidation Loans
(Rates may vary based on individual credit score.)
| Approx. Term | Fixed Rate | Variable Rate |
| 12 months | 8.90% | N/A |
| 24 months | 9.90% | N/A |
| 36 months | 10.90% | N/A |
| 48 months | 11.90% | N/A |
| 60 months | 12.90% | N/A |
Signature Loans
(Rates may vary based on individual credit score.)
| Approx. Term | Fixed Rate | Variable Rate |
| 12 months | 9.90% | N/A |
| 24 months | 10.90% | N/A |
| 36 months | 11.90% | N/A |
| 48 months | 12.90% | N/A |
| 60 months | 13.90% | N/A |
New Auto Loans
(Rates may vary based on individual credit score. Financing to 100% of MSRP.)
| Down Payment | Approx. Term | Fixed Rate | Variable Rate |
| 20% | 48 months | 4.99% | N/A |
| 20% | 60 months | 4.99% | N/A |
| 20% | 72 months | 5.50% | N/A |
| Down Payment | Approx. Term | Fixed Rate | Variable Rate |
| 10% | 48 months | 5.99% | N/A |
| 10% | 60 months | 5.99% | N/A |
| 10% | 72 months | 6.25% | N/A |
| Down Payment | Approx. Term | Fixed Rate | Variable Rate |
| No Down Payment | 48 months | 6.49% | N/A |
| No Down Payment | 60 months | 6.49% | N/A |
| No Down Payment | 72 months | 6.75% | N/A |
Used Auto Loans
(Rates may vary based on individual credit score. Financing to 100% of NADA used car guide
retail value)
| Approx. Age | Approx. Term | Fixed Rate | Variable Rate |
| 1-2 years old (<100K miles) | 24 months | 6.99% | N/A |
| 1-2 years old (<100K miles) | 36 months | 6.99% | N/A |
| 1-2 years old (<100K miles) | 48 months | 6.99% | N/A |
| 1-2 years old (<100K miles) | 60 months | 7.50% | N/A |
| Approx. Age | Approx. Term | Fixed Rate | Variable Rate |
| 3 years old (<100K miles) | 54 months | 7.99% | N/A |
| Approx. Age | Approx. Term | Fixed Rate | Variable Rate |
| 4-5 years old | 24 months | 9.90% | N/A |
| 4-5 years old | 36 months | 10.90% | N/A |
| 4-5 years old | 48 months | 11.90% | N/A |
| Approx. Age | Approx. Term | Fixed Rate | Variable Rate |
| 6 years or older | 24 months | 11.90% | N/A |
| Or >100K miles | 36 months | 12.90% | N/A |
6 month extension.
RV & Boat Loans
(Rates may vary based on individual credit score.)
| Approx. Age | Approx. Term | Fixed Rate | Variable Rate |
| New | 60 months | 7.90% | N/A |
| 1-5 years old | 60 months | 8.90% | N/A |
| 6 years and older | 60 months | 9.90% | N/A |
For motorcycle loans, please call 850-219-7200.
1. All accounts federally insured to at least $100,000 by the FDIC, a U.S. Government agency.
2. All loan rates stated as Annual Percentage Rate (APR) and Annual Percentage Yield (APY).
3. All interest rates subject to change without notice.
FDIC Insured