Say goodbye to high credit card interest rates! There’s a simple trick to saving money. Just consolidate your high interest rate credit and department store card balances onto your low interest rate Sunshine Savings Bank credit card (or a consolidation loan).
Our credit cards carry a lower interest rate than most other credit cards. Which means, there’s a good chance your new monthly minimum payment will be lower than the total monthly minimums you’re paying now. So stop spending your money on interest. And start saving with your Sunshine Savings Bank credit card. Automatic payment plans do exist from your checking account.
Compare Our Credit Card Rates
We offer a low introductory rate of just 5.9% APR* on our Platinum and Gold Visa Cards and a low introductory rate of 7.9% APR* on our Classic Card for the first 6 months.
| Credit Card Type | APR* | Grace Period | Balance
Computation Method |
| Secured VISA Card** | 10.0% | 25 Days | Average Daily Balance (Includes New Purchases) |
| Platinum VISA Card** | 9.9% | 25 Days | Average Daily Balance (Included New Purchases) |
| Gold VISA Card** | 11.9% | 25 Days | Average Daily Balance (Included New Purchases) |
| Classic VISA Card** | 12.9% | 25 Days | Average Daily Balance (Included New Purchases) |
**Fees applicable to all VISA cards.
| Annual Fee | None |
| Minimum Finance Charge | None |
| Transaction Charges (Example: Foreign Transaction Fee) | None |
| Cash Advance Fee | None |
| Late Payment Fee | $20.00 |
| Over-the-limit-fee | $20.00 |
| Balance Transfer Fee | None |
Rates Accurate as of 5/1/05 and are subject to change.
* Annual Percentage Rate
Contact Sunshine Savings Bank at (800) 468-3993 or (850) 219-7200 for changes.