Sunshine Savings Bank - Privacy Notice and Disclosure

	WHAT DOES SUNSHINE SAVINGS BANK DO WITH YOUR PERSONAL INFORMATION?
WHY?	Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
WHAT?	The types of personal information we collect and share depend on the product or service you have with us. This information can include: • Social Security number and date of birth • Account balances and payment history • Credit history and credit scores When you are no longer our customer, we continue to share your information as described in this notice.
HOW?	All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Sunshine Savings Bank chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information	Does Sunshine Savings Bank share?	Can you limit this sharing?
For our everyday business purposes - such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus	YES	NO
For our marketing purposes ’ to offer our products and services to you	YES	YES
For joint marketing with other financial companies	NO	We don’t share
For our affiliates’ everyday business purposes - information about your transactions and experiences	NO	We don’t share
For our affiliates’ everyday business purposes - information about your creditworthiness	NO	We don’t share
For nonaffiliates to market to you	NO	We don’t share
For nonaffiliates to market to you	NO	We don’t share

What we do
How does Sunshine Savings Bank protect my personal information?	To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Sunshine Savings Bank collect my personal information?	We collect your personal information, for example, when you • open an account • deposit money • apply for a loan • use your debit card • provide employment information We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?	Federal law gives you the right to limit only • sharing for affiliates’ everyday business purposes - • information about your creditworthiness • affiliates from using your information to market to you • sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing.
What happens when I limit sharing for an account I hold jointly with someone else?	Your choices will apply to everyone on your account.
Definitions
Affiliates	Companies related by common ownership or control. They can be financial and nonfinancial companies. • Sunshine Savings Bank has no affiliates
Nonaffiliates	Companies not related by common ownership or control. They can be financial and nonfinancial companies. • Sunshine Savings Bank does not share with non-affiliates so they can market to you
Joint marketing	A formal agreement between nonaffiliated financial companies that together market financial products or services to you. • Sunshine Savings Bank does not jointly market
To limit our sharing	Call (850) 219-7200 - our customer service will assist you with your choices Please note: If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice.
QUESTIONS?	Call: (850) 219-7200

Sunshine Savings Bank
1400 E. Park Avenue
Tallahassee, FL 32301
Phone: (850) 219-7200 • Phone: (800) 468-3993
Fax: (850) 656-9508
www.SunshineSavingsBank.com