SSB Helps

Savings & Deposit Accounts

At Sunshine Savings Bank, we give you savings options that fit your personal financial goals. We offer Certificates of Deposit with very competitive interest rates and a variety of terms. The Sunshine Savings Money Market account gives you a higher yield than traditional savings accounts and you can withdraw money up to six times per month. We also offer Holiday and Vacation accounts. Choose the type of account that fits your needs and rest assured your savings are federally insured by the FDIC.

Other Deposit Accounts

Money Market AccountFinancial Service Planners

Here’s an account that’s more liquid than a CD, earns a higher rate than a Regular Savings while also permitting check-writing privileges. What could be better? Two thousand dollars will begin the Money Market Account. You are allowed six withdrawals per month (three by check). Additional withdrawals (or written checks) are $5 each.

Certificate of Deposit (CD)

Want to earn the highest rate on your insured deposits? You can choose certificates ranging from 12 months up to 60 months with a minimum of $1,000. A variety of options exist to disburse the dividends from redepositing back in the original balance of the CD, sending it to you via check, or into another account at Sunshine Savings.

Holiday Club

Need to save money for your loved ones’ holiday gifts? The Holiday Club is ideal for those who need to have a separate account for their holiday shopping. A five dollar deposit is all it takes to open the account. The dividend rate is the same as the Regular Savings.

Vacation Club

A ten dollar deposit will open the Vacation Club. Use this account to save for your vacation or any purpose! The dividend rate is the same as the Regular Savings.

Individual Retirement Accounts (IRA) & ROTHs

Very competitive rates are offered. A minimum deposit of $100 is required to open a regular IRA account. Contribute up to $2000 per year or the legal maximum. Rollover IRAs from other plans are also accepted in any amount.

IRA CDs

Earn even more on your IRAs with a certificate of deposit for various terms!

Important Information About Procedures For Opening A New Account.

To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask you for your name, address, date of birth and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.